homeownership.

Since now is the time to buy a house, or so everyone and there brother talks about, my sister and I are looking into becoming apart of the world of homeowners. It freaks me out because I'm really not sure how permanent my residence is going to be here in Grand Rapids. There are so many things that go into buying a house, and I've just gotten rid of the stress of school and picking up a new one. I'm really freaking out. It could be because I'm hormonal right now but this is all making my head spin. I think part of it is because of all the help that I'm going to have to receive from my mother. I'm very lucky that I have parents who are so willing to do whatever they can to help me out in any way possible...at the same time, I feel bad asking for help and borrowing that much money. I almost want to put it off for around six months, have some time to be able to get my finances in order then save some money for a down payment and perhaps new things for the house. It's very exciting because it would be something that is ours but this would be a huge responsibility. The monthly mortgage would be around $700 a month which is doable with my sis and I but more than we are used to spending because we are now going to have to worry about taxes and bills...more scary stuff! Plus, I'm so used to the amazing house that I grew up in, my mother's dream house basically and nothing else really compares to that...in our price range anyways. I want so many things but with how young I am and not being in my career quite yet, a dream house is not possible. I am balls deep in credit card debt and it's going to be a hot minute before I am able to pick myself out of it. Dammit! As I've discussed my debt issues with others I feel better. I was talking with a co worker and she laughed when I said that I was embarrassed...she was like really? Like that's the worse thing that you could have right now and let me tell you we've all been there! I guess only the future will tell.